Welcome! I’m Marisa McAdorey, a licensed Mortgage Loan Originator and Mortgage Broker, proudly serving Brevard County and homebuyers across Florida. As a local expert, I deliver a truly FLamazing mortgage experience for home purchases and refinances throughout Florida’s dynamic real estate markets.
Unlike retail lenders, I am a broker, which means I work for you—not a bank. I have access to hundreds of loan products from over 100 lenders, allowing me to shop rates and programs to find the best mortgage solution tailored to your unique financial goals.
FREE Mortgage Reviews
We offer complimentary mortgage reviews to help you determine whether refinancing could benefit you financially. By reviewing your current mortgage, homeowner’s insurance, property taxes, and liabilities, we can assess opportunities to lower payments, reduce interest, or improve cash flow. Our goal is to provide the most FLamazing home loan options while helping you build long-term wealth.
As an experienced Mortgage Loan Originator in Brevard County, I understand the unique challenges and opportunities within Florida’s diverse housing market. Whether you’re a first-time homebuyer, move-up buyer, or real estate investor, I provide customized mortgage strategies designed to fit your needs.
Transparency, clear communication, and integrity are at the core of everything I do. From application to closing, you’ll receive personalized guidance and expert support every step of the way.
With in-depth knowledge of Brevard County and Florida real estate, I’m here to help you confidently navigate the mortgage process and secure the right loan for your situation.
My team of mortgage professionals and I, offer a wide range of mortgage products, including Conventional Loans, FHA Loans, VA Loans, Bank Statement Loans, Investor Loans, and more. Whether you're purchasing a new home, refinancing your existing mortgage, or exploring investment opportunities, my team and I are dedicated to helping you make informed decisions every step of the way.
Experience the difference of working with a trusted Mortgage Loan Originator who puts your needs first. Our motto is to provide a FLAMAZING HOME LOAN experience by offering a seamless and stress-free lending experience in Brevard County and beyond.
Contact us today to get started on your path to homeownership.
Thank you,
Marisa McAdorey, MLO
FLAMAZING HOME LOANS | Mortgage Loan Originator | FL
NO APPLICATION FEE?
DISCLAIMER: Prices and guidelines are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral use. Not all applicants will qualify for financing. (It is important to make an informed decision when selecting and using a loan product. Make sure to compare loan types when making any financing decision).
ERS Nationwide Incorporated NMLS #979693 / CalDBO #6073563
Marisa McAdorey NMLS #2174848
"Make Your Mortgage Experience FLAMAZING!"
Key Questions To Ask
Calculate Your Mortgage
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What is the interest rate on the loan?
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Understanding the interest rate will help you calculate your monthly payments and total interest costs over the life of the loan.
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Are there any points or origination fees?
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Points are fees paid to the lender at closing in exchange for a lower interest rate. Understanding these fees will help you compare loan offers.
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What is the loan term?
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The loan term determines the length of time over which you'll repay the loan. Common terms include 15, 20, or 30 years.
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What are the closing costs?
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Closing costs can include fees for appraisal, title insurance, attorney fees, and more. Knowing these costs upfront will help you budget for your home purchase.
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Is there a prepayment penalty?
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Some loans impose a penalty if you pay off the loan early. Understanding this penalty can help you decide whether to make extra payments to pay down your mortgage faster.
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What is the down payment requirement?
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Conventional mortgages typically require a down payment, usually ranging from 3% to 20% of the home's purchase price. Knowing the requirement upfront will help you plan your finances.
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What are the credit score requirements?
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Lenders have minimum credit score requirements for conventional mortgages. Understanding these requirements will help you assess your eligibility for the loan.
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What are the private mortgage insurance (PMI) requirements?
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If your down payment is less than 20%, you may be required to pay PMI. Knowing the cost of PMI and when you can cancel it will help you factor it into your monthly payments.
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What documentation is required for the application?
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Lenders typically require documentation such as pay stubs, tax returns, and bank statements to verify your income and assets. Understanding the documentation requirements will help streamline the application process.
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Can the interest rate change over time?
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If you're considering an adjustable-rate mortgage (ARM), ask about how and when the interest rate can change. Understanding the potential for rate adjustments will help you assess the risk of the loan.
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